Sell My House to Avoid Bankruptcy

  • Pay off your mortgage or debt
  • Sell your house when you want
  • Sell your house as-is - no repairs

    Get Your Fair & Honest All-Cash Offer Today! No Obligations!


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    Or Call Us Now At 855-205-5999

    Sell My House to Avoid Bankruptcy or Foreclosure

    Are you struggling with the possibility of bankruptcy and foreclosure and looking for a solution to prevent further financial distress? Local Guy Buys Houses is here to help you sell your house to avoid bankruptcy. We buy houses as-is. Oru buyers understand the pressure and stress that comes with facing bankruptcy and offer a viable alternative.

    By choosing to sell your house to Local Guy Buys Houses, you can avoid bankruptcy, foreclosure, and the negative impact of a short sale on your credit score. We buy houses in any condition, ensuring a smooth and hassle-free process. Our team of experts will work with you to provide a fair cash offer for your property, allowing you to quickly access the funds needed to settle your debts and secure your financial future. 

    Don't let bankruptcy and foreclosure dictate your life – take control of your situation and let Local Guy Buys Houses be your trusted partner in finding a solution that works for you.

    Call 855-205-5999 to get a fast cash offer from our local home buyers.

    We Work with Home Sellers in All Types of Situations

    Late mortgage payments can hurt your credit, cause you to lose your home, and ruin your chances of buying a new home anytime soon. Local Guy Buys Houses offers a cash offer solution regardless of your circumstances or the condition of your house. We work with sellers in all types of situations, including

    Foreclosure

    The foreclosure process involves the following steps:

    • You default on your mortgage payments.
    • The lender initiates the non-judicial foreclosure process, which doesn't involve the court system.
    • A Notice of Default is recorded, and you'll receive a copy along with a set time period to resolve the default, usually 30 days.  
    • If you're unable to resolve the default, the lender will publish a Notice of Trustee's Sale, specifying the auction date.
    • At the auction, your property will be sold to the highest bidder, ultimately resulting in the loss of your home.

    A cash home sale from Local Guy Buys Houses can help you avoid foreclosure by providing a quick and efficient solution to sell your property. By receiving a fast cash offer from our buyers, you can obtain the necessary funds to pay off your outstanding mortgage balance and avoid the negative consequences of foreclosure on your credit. 

    Bankruptcy

    The bankruptcy process starts with credit counseling and the submission of a petition to the court. You'll need to provide detailed financial information, including your debts, income, and assets. Depending on your situation, you may file for Chapter 7 or Chapter 13 bankruptcy. 

    Chapter 7 involves liquidating your non-exempt assets to pay off creditors, while Chapter 13 establishes a repayment plan to pay back debts over time. Both types of bankruptcy have long-lasting effects on your credit score.

    Local Guy Buys Houses can help you avoid bankruptcy by providing immediate funds to pay off outstanding debts and address your financial difficulties. Selling your home for cash streamlines the process, eliminating the need for repairs or updates, and bypassing the uncertainties of traditional financing. 

    By selling your house quickly to our buyers, you can potentially settle your debts and regain financial stability, avoiding the detrimental effects of bankruptcy on your credit and future borrowing opportunities.

    Short Sale

    A short sale occurs when you sell your home for less than the outstanding mortgage balance with your lender's approval. This option is often considered when you're facing financial hardship and can't meet your mortgage obligations. However, a short sale can negatively impact your credit score and may require a lengthy approval process with your lender.

    We offer a quicker, more efficient solution to your financial troubles. By receiving a cash offer, you can sell your home without the need for lender approval, expediting the process and potentially preserving your credit. Our cash offer solution involves fewer contingencies and complications, providing you with a smoother and more hassle-free experience compared to a short sale.

    What is a Cash Home Sale?

    At Local Guy Buys Houses, we specialize in cash home sales, providing you with a fast and convenient way to sell your house to avoid bankruptcy. As a trusted local company, we understand the unique challenges you face and strive to offer a seamless solution tailored to each individual's needs. 

    When you choose us for a cash home sale, you're opting for a quick and hassle-free experience that eliminates the uncertainties and delays associated with traditional home sales.

    Our cash home sale process is simple: we assess your property and provide you with a fair cash offer, allowing you to avoid costly repairs, realtor commissions, and lengthy waiting periods. 

    By choosing Local Guy Buys Houses, you'll have the peace of mind that comes from working with a reliable, pre-qualified buyer committed to purchasing your home. Whether you're facing foreclosure, bankruptcy, or just need to sell your property quickly, we're here to help you achieve your goals.

    Simple House-Buying Process

    If you are trying to avoid foreclosure or bankruptcy, a traditional home sale will not work for you. There is no guarantee you’ll find a buyer to stop the foreclosure process. Plus, you may not have money to cover your selling costs. 

    Local Guy Buys Houses simplifies the selling process by removing the obstacles and giving you more options. Our house-buying process includes the following easy steps.

    • Contact Local Guy Buys Houses: Reach out to us by phone or through our website to get the process started.
    • Schedule a property assessment: We'll arrange a convenient time to visit your home and evaluate its condition.
    • Receive a fair cash offer: Based on our assessment, we'll present you with a no-obligation, fair cash offer for your property.
    • Accept or decline the offer: You have the freedom to accept or reject our offer, with no pressure from our team.
    • Choose a closing date: If you accept our offer, we'll work with you to set a closing date that fits your schedule.
    • Close the sale: On the closing day, we'll meet at a reputable title company, finalize the sale, and provide you with the agreed-upon cash amount.

    What Are the Advantages of a Cash Home Sale?

    Make No Home Repairs. We Buy Houses As-Is

    At Local Guy Buys Houses, we purchase properties in their current condition, saving you the time, money, and stress of making costly repairs. You don't have to worry about fixing any issues or updating your home to make it market-ready – we take care of everything for you.

    You Don’t Have To Hire a Realtor or Pay Realtor Commissions

    When you choose a cash home sale with us, you bypass the need to hire a realtor and pay costly commissions. We handle the entire process, ensuring a smooth, stress-free experience for you while saving you money.

    Sell Your House in As Little as Seven Days

    We understand that time is of the essence, especially when facing financial challenges. With Local Guy Buys Houses, you can sell your home in as little as seven days, allowing you to quickly access the funds you need to move forward with your life.

    Work With a Pre-Qualified, Committed Home Buyer

    As a pre-qualified and committed home buyer, we're dedicated to providing a seamless and efficient cash home sale experience. You can trust us to follow through with our commitment to purchase your property and help you achieve your financial goals.

    Pay No Closing Costs

    With Local Guy Buys Houses, you won't have to worry about any hidden fees or expenses. We cover all the closing costs associated with the transaction, ensuring that you receive the full amount of our cash offer.

    Don’t Wait for a Loan Approval

    Unlike traditional home sales that rely on financing approvals, our cash home sale process eliminates the uncertainty and delays associated with loan approvals. You can rest assured knowing that your home sale will not be derailed by financing issues.

    Sell Your Home Fast for Cash

    If you need to sell your house fast but don’t want the hassle of a traditional home sale, contact Local Guy Buys Houses. We buy houses as-is. No repairs are needed. Avoid closing costs and realtor commissions. Close in as little as seven days. Call 855-205-5999 to get a fast cash offer from our local home buyers.

      Get Your Fair & Honest All-Cash Offer Today! No Obligations!


      By submitting this form, you agree to our Conditions of Use and Privacy Policy. You may receive both automated and personal text messages. Reply STOP at anytime to opt-out.

      Or Call Us Now At 855-205-5999

      Frequently Asked Questions About Cash Home Sales

      How does the cash home sale process work?

      We make the process simple and straightforward. Contact us to schedule a property assessment, and we'll provide a fair cash offer. If you accept, we'll handle the paperwork and close the sale at a reputable title company.

      Will you buy my house as-is?

      Absolutely! We purchase properties in their current condition, saving you time and money on repairs or updates.

      How quickly can I sell my house?

      We can close the sale in as little as seven days, allowing you to access the funds you need quickly.

      Are there any fees or hidden costs involved?

      No, we cover all closing costs, and you won't have to pay any commissions, ensuring you receive the full amount of our cash offer.

      Can selling my house for cash help me avoid foreclosure?

      Yes, a cash home sale can help you avoid foreclosure by providing the funds you need to satisfy your mortgage obligations and protect your credit.

      How can a cash home sale help me avoid bankruptcy?

      By selling your house for cash, you can access the funds you need to pay off debts, potentially avoiding the need to file for bankruptcy and the long-term damage it can cause to your credit.

      Will my financial situation affect the cash offer you make?

      Our cash offers are based on the current market value and condition of your property, not your financial situation.

      Do I have any obligation to accept your cash offer?

      No, there's no obligation to accept our offer. You're free to accept or decline, and we'll respect your decision either way.

      Can I sell my house during bankruptcy or foreclosure proceedings?

      While it's generally legal to sell your house during bankruptcy or foreclosure, you should consult an attorney to ensure compliance with local laws and regulations. We're happy to work with you and your legal counsel to facilitate the sale.

      How can I get started with selling my house as-is for cash?

      Contact us through our website or by phone, and we'll guide you through the process, providing support and assistance every step of the way.

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